Wells Fargo executive team & leadership
Wells Fargo's executive team includes 10 tracked leaders as of 2026-10-21, led by Charlie Scharf (Chairman and Chief Executive Officer). The org chart, per-leader profiles and full leadership list are below.
Wells Fargo executive team overview
Wells Fargo has 10 tracked executives leading key functions including company strategy and operations, financial strategy, day-to-day operations, technology strategy and engineering (as of 2026-10-21). Wells Fargo & Company is an American diversified financial services company and bank holding company, incorporated in Delaware, with its principal executive offices at 333 Market Street in San Francisco, California. Its common stock trades on the New York Stock Exchange under the ticker WFC. It reports through four operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management, offering checking and savings accounts, credit and debit cards, home, auto and small business lending, treasury management, capital markets and wealth management. The company traces its roots to 1852, when Henry Wells and William Fargo founded Wells Fargo & Co. in San Francisco. In 2025 it reported total revenue of 83.7 billion dollars and net income of 21.3 billion dollars, and at December 31, 2025 it had about 205,000 active employees, roughly 76% of them based in the United States. Charlie Scharf has been chief executive officer since October 2019 and chairman of the board since October 2025.
Wells Fargo executive team org chart
Charlie ScharfChairman and Chief Executive Officer- MSMike SantomassimoChief Financial Officer
- SPScott PowellChief Operating Officer
- BEBridget EngleHead of Technology
- DFDerek FlowersChief Risk Officer
- FRFernando RivasCEO of Corporate and Investment Banking
- KHKyle HranickyCEO of Commercial Banking
- KSKleber SantosCo-CEO, Consumer Banking and Lending
- SVSaul Van BeurdenHead of Artificial Intelligence
- BSBarry SommersCEO of Wealth and Investment Management
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Employees by management level
| Name | Profiles | Share |
|---|---|---|
| Operating Committee | 14 | <0.1% |
| Managing directors and senior vice presidents | 5,000 | 2.0% |
| Directors and vice presidents | 38,000 | 15% |
| Assistant vice presidents and officers | 70,000 | 28% |
| Associates and individual contributors | 135,140 | 54% |
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Leadership team
| Leader | Location | Profile | |
|---|---|---|---|
| CSCharlie ScharfChairman and Chief Executive Officer | ••••@wellsfargo.com | Profile → | |
| MSMike SantomassimoChief Financial Officer | ••••@wellsfargo.com | Profile → | |
| SPScott PowellChief Operating Officer | ••••@wellsfargo.com | Profile → | |
| BEBridget EngleHead of Technology | ••••@wellsfargo.com | Profile → | |
| DFDerek FlowersChief Risk Officer | Charlotte, North Carolina | ••••@wellsfargo.com | Profile → |
| FRFernando RivasCEO of Corporate and Investment Banking | ••••@wellsfargo.com | Profile → | |
| KHKyle HranickyCEO of Commercial Banking | ••••@wellsfargo.com | Profile → | |
| KSKleber SantosCo-CEO, Consumer Banking and Lending | ••••@wellsfargo.com | Profile → | |
| SVSaul Van BeurdenHead of Artificial Intelligence | ••••@wellsfargo.com | Profile → | |
| BSBarry SommersCEO of Wealth and Investment Management | ••••@wellsfargo.com | Profile → |
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Wells Fargo executive team roles
Charlie Scharf · full profile →
Chairman and Chief Executive Officer
Charlie Scharf has been chief executive officer and president of Wells Fargo and a member of its board since October 2019, and chairman of the board since October 2025. He was previously chief executive officer of The Bank of New York Mellon from July 2017 to September 2019 and its chairman from January 2018, and chief executive officer of Visa from November 2012 to December 2016. Earlier he ran retail financial services at JPMorgan Chase, was CEO of the retail division and CFO of Bank One, and held CFO roles at Citigroup's corporate and investment bank and at Salomon Smith Barney. He is a director of Microsoft and a member of The Business Council.
Mike Santomassimo · full profile →
Chief Financial Officer
Mike Santomassimo has been senior executive vice president and chief financial officer of Wells Fargo since October 2020. He was previously chief financial officer of BNY Mellon, which he joined in 2016 as CFO of its investment services businesses, and where he also oversaw leasing, business resiliency, regulatory relations and corporate services. Before that he spent years at JPMorgan Chase, as CFO for banking, covering investment banking and treasury services, and as CFO of securities services and U.S. private banking.
Scott Powell · full profile →
Chief Operating Officer
Scott Powell has been senior executive vice president and chief operating officer of Wells Fargo since December 2019. In September 2026 the company announced he will become chief risk officer on January 15, 2027, succeeding Derek Flowers, after which he will no longer serve as COO. He was previously chief executive officer of Santander Holdings USA and Santander Consumer USA, and before that held senior roles at JPMorgan Chase, including head of banking and consumer lending operations and CEO of consumer banking and retail investments, after 14 years in risk management at Citigroup.
Bridget Engle · full profile →
Head of Technology
Bridget Engle has been senior executive vice president and head of technology at Wells Fargo since August 2024. She was previously chief information officer and global head of engineering at BNY Mellon from June 2017 to June 2024. Earlier she held senior technology roles at Bank of America, the Depository Trust and Clearing Corporation, Barclays Capital and Lehman Brothers, after starting her career in software development at AT&T Bell Labs.
Derek Flowers · full profile →
Chief Risk Officer
Derek Flowers has been senior executive vice president and chief risk officer of Wells Fargo since January 2022, and is based in Charlotte. He joined the company in 1995 and led the strategic execution and operations office from June 2019 to January 2022, after serving as chief credit and market risk officer for the company and for Wells Fargo Securities and the corporate banking groups. In September 2026 Wells Fargo announced that he will retire in mid-January 2027, with Scott Powell succeeding him.
Fernando Rivas · full profile →
CEO of Corporate and Investment Banking
Fernando Rivas has been senior executive vice president and CEO of Corporate and Investment Banking at Wells Fargo since January 2025, after serving as co-CEO of the business from May 2024. He spent nearly 30 years at JPMorgan Chase, where he was head of North American investment banking from February 2020 to September 2023, and spent more than three years based in London.
Kyle Hranicky · full profile →
CEO of Commercial Banking
Kyle Hranicky has been senior executive vice president and CEO of Commercial Banking at Wells Fargo since September 2021. He joined the company in 1995 and led Middle Market Banking from August 2018 to September 2021, after heading the corporate banking group and the Wells Fargo Energy Group and working in loan syndications and relationship management. Before Wells Fargo he worked at Southland Corporation.
Kleber Santos · full profile →
Co-CEO, Consumer Banking and Lending
Kleber Santos has been senior executive vice president and co-CEO of Consumer Banking and Lending at Wells Fargo since November 2025. He joined the company in 2020 and was CEO of Consumer Lending from July 2022 to November 2025. Before Wells Fargo he spent about 15 years at Capital One, most recently as president of retail and direct banking, after starting as an engagement manager at McKinsey and Company.
Saul Van Beurden · full profile →
Head of Artificial Intelligence
Saul Van Beurden has been senior executive vice president, co-CEO of Consumer Banking and Lending and head of artificial intelligence at Wells Fargo since November 2025. He joined in April 2019 as head of technology, then ran Consumer, Small and Business Banking from May 2023 to November 2025. Before Wells Fargo he was chief information officer of consumer and community banking at JPMorgan Chase, and earlier held technology and operations roles at Marsh and McLennan and ING Group.
Barry Sommers · full profile →
CEO of Wealth and Investment Management
Barry Sommers has been senior executive vice president and CEO of Wealth and Investment Management at Wells Fargo since June 2020. He previously spent years at JPMorgan Chase, where he was CEO of Wealth Management, CEO of the Consumer Bank, CEO of Chase Wealth Management and CEO of JP Morgan Securities. Earlier he was a senior managing director at Bear Stearns, running its private client business, and a vice president in the asset management division of Goldman Sachs.